1099 Tax Forms | Exercise.com Knowledge Base

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Disclaimer: If you have questions about your taxes, you should consult with a tax professional.

If you processed enough volume in payments through Exercise.com in 2025 to require a 1099 form, you should have received an email from Exercise.com requesting that you review and confirm your business identity information for tax reasons.

Please watch for tax-related emails from us:

Please watch for an email with the subject line “Get your Exercise.com 2025 tax forms faster by enabling e-delivery”.

What are 1099s?

1099 forms are federal income tax information forms used to report earnings and proceeds other than wages, salaries and tips (which are reported on the federal W-2 form). The forms are filed with the US Internal Revenue Service (IRS) and, if required, state tax departments.

Forms must be delivered to recipients by January 31 and can be postal mailed or sent via paperless delivery.

Will I receive a 1099 form?

If you earned less than 600 USD over the course of the year, you might not receive a 1099 form and one won’t be generated for you unless you meet a threshold in your state. If your state has a filing threshold lower than 600 USD, you might receive a 1099 form.

You can check your state’s requirements here: View 1099 state requirements (US).

How will tax forms be delivered?

If you earn $600 or more, you will receive an email invitation (with subject: “Get your Exercise.com 2025 tax forms faster by enabling e-delivery“) to review your Stripe Express account and get your tax forms.

How do I update my tax information?

Once you receive the 2025 Tax email from us, click on the “Confirm Information” button, which will prompt you to sign in to your Stripe Express account. After you’re signed in, you’ll be able to review your tax information (e.g., name, address, and SSN or EIN) and make any necessary changes via Stripe Express. Please update your information no later than mid January 2026.

Please note: If you don’t agree to paperless delivery by mid January 2026, we’ll automatically mail your 1099 tax form to the address on file, so it’s critical that your information is current, correct, and complete.

You may find that your 1099 tax form reports your SSN and you want to use your EIN (or vice-versa). If that’s the case, you’ll want to reach out to your platform to update your legal entity information.

Please note: If you’re operating as an individual, Sole Proprietorship, or Single Member LLC, the IRS will expect to see the individual owner’s Name and SSN (as opposed to Business Name and EIN) reported on your 1099 tax form.

How can I download my 1099 tax form?

If you agreed to paperless delivery, Stripe will email you to let you know when your 1099 tax form is available for download via Stripe Express. If you don’t agree to paperless delivery, Stripe will mail you a paper copy of your 1099 tax form instead.

We recommend e-delivery (fastest delivery method). Stripe will email you to let you know when your 1099 tax form was available for download via Stripe Express. If you don’t select e-delivery, Stripe will mail you a paper copy of your 1099 tax form instead.

When will I receive my 1099?

Your 1099 tax form will be sent to you by January 31, 2026 (note: paper forms delivered by postal delivery might take up to 10 additional business days).

By January 31, 2026:
- Your 1099 tax form will be available to download through Stripe Express.
- Your 1099 tax form will be mailed to you if you don’t receive an email from Stripe or don’t consent to e-delivery. Please allow up to 10 business days for postal delivery.
- Exercise.com will file your 1099 tax form with the IRS and relevant state tax authorities.
April 15, 2026: IRS deadline to file taxes. You’ll need your 1099 tax form to file your taxes.

In January, we strongly suggest that you ensure all of your tax filing details and delivery preferences are up to date in Stripe Express. Your name, address and Taxpayer Identification Number (Social Security Number /Employer Identification Number) are of primary importance.

I did not receive the 2025 Tax email from Exercise.com.

If you do not receive an email from us but believe you should have received one based on your 2025 earnings, please check the following:

The may be in your spam/junk mail folder. Please search your inbox for an email titled: “Get your Exercise.com 2025 tax forms faster by enabling e-delivery”.

You may not have received an invitation for other reasons, such as:

You earned less than the threshold for your form type.
Your email address on file is incorrect, missing, or unable to receive email.
Your specific account is unsupported on Stripe Express (in uncommon situations where multiple users are sharing the same account, or the same email address is being used on more than 20 accounts)

Important: If you confirmed all of the above, please contact support.stripe.com/express from the email account associated with your Stripe Express account.

What is Stripe Express?

Stripe Express allows you to update your tax information, manage tax forms, and track your earnings. If you’re working with Exercise.com and earned $600 or more (within the calendar year in the US), we can send an email inviting you to and log in to Stripe Express and review / update your tax settings.

Why is Stripe requesting personal information like my Social Security Number?

Your Social Security Number is required to get your 1099 tax form properly filed with the IRS.

If you have earned enough to qualify for a 1099 tax form, the IRS requires your full details to be verified ahead of 1099 filing.

We understand you may have concerns about providing your full Social Security Number/Employer Identification Number when first claiming your account, given the sensitivity of this identifier. We take your privacy seriously and have enabled technical solutions to ensure that your personal information is secure.

How will I know when my 1099 tax form is available?

If you opted in to e-delivery, Stripe will send an email notification about the availability of your 1099 tax form to the email associated with your Stripe Express account.

How will I receive my 1099 tax form?

After you log in to your Stripe Express account, you will be able to consent to e-delivery of your 1099 tax forms. If you do not consent to e-delivery, you will not be able to view or download your 1099 tax forms in the Stripe Express Tax forms page. If you opted in to e-delivery, your 1099 tax form will be delivered electronically near the end of January.

If you would like to receive a paper copy of your 1099 form, please reach out to Exercise.com for assistance.

My information has changed since I signed up for Exercise.com. How can I edit information?

Update your account information in the Account tab of your Stripe Express Dashboard:

Under Stripe Express Account, you can update the email address and phone number used to log in to Stripe Express. Please note that only one contact method can be updated at a time.
Under Language preference, you can choose your preferred language for Stripe Express.
Under Payout and Professional Details, you can update personal and legal entity information and view your bank account or debit card information for payouts. To update your payout details, please reach out to your platform.

Why can I see my earnings from other platforms?

One of the features of Stripe Express is a seamless view of all of your earnings across different platforms. You can see your earnings from other platforms that also use Stripe Express for tax purposes in one place.

How do I get into my account?

You can log in to your account by visiting connect.stripe.com/express_login, where you’ll be prompted for your email address and 6-digit phone verification code to log in.

If you don’t remember the email address that you signed up with, check your inbox for past emails that we sent about confirming your tax information for paperless delivery.

Otherwise, you’ll need to confirm the email address that is associated with your Stripe account.

If you have historically accessed your Stripe Express account via Exercise.com, you can continue to log in this way – however, you will now have to enter a 6-digit verification code that will be sent via SMS to the phone number associated with your account to log in.

If you’ve lost or updated your phone number, you can select the “I no longer have access to this phone number” option to authenticate via email and change your phone number.

How do I access tax forms from previous years?

If you were eligible for a 1099 tax form in previous years and your platform used Stripe Express to deliver tax forms in those years, you can use the dropdown menu in Stripe Express to change the year and view prior years’ tax forms.

Note: Prior to 2023, the reporting threshold for 1099-K tax forms was $20,000 and 200 transactions.

How do I get a corrected 1099 tax form?

If you feel you need corrections made to a 1099 tax form that has already been ‘Filed’, use the edit option in the Tax Forms page of Stripe Express.

Information you edit will not appear in the 1099 tax form in the Stripe Express dashboard but it is shared with Exercise.com. You should reach out to Exercise.com after you’ve made the edits you want and they can assist you with a correction.

Once Exercise.com ‘files’ your correction, you will be notified via email and you will see a new 1099 tax form appear in the Stripe Express dashboard.

Please note that it can take up to 72 hours after the platform files the correction for you to be notified.

If the information on my 1099 tax form is incorrect, who do I ask for updates – Stripe or Exercise.com?

If you need to correct the information on your tax form after it’s been delivered, you can reach out to Exercise.com

We understand the numbers on your form might be a bit confusing. Those numbers might represent your net take home pay, include fees, or represent total gross volume.

If the numbers seem higher than expected, see “Total Gross Volume” on 1099-K Form to learn more about gross reporting.

If you’d like to learn more about the particular 1099 form you were issued, please check here: https://stripe.com/docs/connect/tax-reporting

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Disclaimer: If you have questions about your taxes, you should consult with a tax professional. If you processed enough volume in payments through Exercise.com in 2025 to require a 1099 form, you should have received an email from Exercise.com requesting that you review and confirm your business identity information for tax reasons. Please watch for […]

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Disclaimer: If you have questions about your taxes, you should consult with a tax professional.

Please watch for tax-related emails from us:

Please watch for an email with the subject line “Get your Exercise.com 2025 tax forms faster by enabling e-delivery”.

What are 1099s?

Forms must be delivered to recipients by January 31 and can be postal mailed or sent via paperless delivery.

Will I receive a 1099 form?

You can check your state’s requirements here: View 1099 state requirements (US).

How will tax forms be delivered?

How do I update my tax information?

How can I download my 1099 tax form?

When will I receive my 1099?

Your 1099 tax form will be sent to you by January 31, 2026 (note: paper forms delivered by postal delivery might take up to 10 additional business days).

By January 31, 2026:
- Your 1099 tax form will be available to download through Stripe Express.
- Your 1099 tax form will be mailed to you if you don’t receive an email from Stripe or don’t consent to e-delivery. Please allow up to 10 business days for postal delivery.
- Exercise.com will file your 1099 tax form with the IRS and relevant state tax authorities.
April 15, 2026: IRS deadline to file taxes. You’ll need your 1099 tax form to file your taxes.

I did not receive the 2025 Tax email from Exercise.com.

If you do not receive an email from us but believe you should have received one based on your 2025 earnings, please check the following:

The may be in your spam/junk mail folder. Please search your inbox for an email titled: “Get your Exercise.com 2025 tax forms faster by enabling e-delivery”.

You may not have received an invitation for other reasons, such as:

You earned less than the threshold for your form type.
Your email address on file is incorrect, missing, or unable to receive email.
Your specific account is unsupported on Stripe Express (in uncommon situations where multiple users are sharing the same account, or the same email address is being used on more than 20 accounts)

Important: If you confirmed all of the above, please contact support.stripe.com/express from the email account associated with your Stripe Express account.

What is Stripe Express?

Why is Stripe requesting personal information like my Social Security Number?

Your Social Security Number is required to get your 1099 tax form properly filed with the IRS.

If you have earned enough to qualify for a 1099 tax form, the IRS requires your full details to be verified ahead of 1099 filing.

How will I know when my 1099 tax form is available?

If you opted in to e-delivery, Stripe will send an email notification about the availability of your 1099 tax form to the email associated with your Stripe Express account.

How will I receive my 1099 tax form?

If you would like to receive a paper copy of your 1099 form, please reach out to Exercise.com for assistance.

My information has changed since I signed up for Exercise.com. How can I edit information?

Update your account information in the Account tab of your Stripe Express Dashboard:

Under Stripe Express Account, you can update the email address and phone number used to log in to Stripe Express. Please note that only one contact method can be updated at a time.
Under Language preference, you can choose your preferred language for Stripe Express.
Under Payout and Professional Details, you can update personal and legal entity information and view your bank account or debit card information for payouts. To update your payout details, please reach out to your platform.

Why can I see my earnings from other platforms?

How do I get into my account?

You can log in to your account by visiting connect.stripe.com/express_login, where you’ll be prompted for your email address and 6-digit phone verification code to log in.

If you don’t remember the email address that you signed up with, check your inbox for past emails that we sent about confirming your tax information for paperless delivery.

Otherwise, you’ll need to confirm the email address that is associated with your Stripe account.

If you’ve lost or updated your phone number, you can select the “I no longer have access to this phone number” option to authenticate via email and change your phone number.

How do I access tax forms from previous years?

Note: Prior to 2023, the reporting threshold for 1099-K tax forms was $20,000 and 200 transactions.

How do I get a corrected 1099 tax form?

If you feel you need corrections made to a 1099 tax form that has already been ‘Filed’, use the edit option in the Tax Forms page of Stripe Express.

Once Exercise.com ‘files’ your correction, you will be notified via email and you will see a new 1099 tax form appear in the Stripe Express dashboard.

Please note that it can take up to 72 hours after the platform files the correction for you to be notified.

If the information on my 1099 tax form is incorrect, who do I ask for updates – Stripe or Exercise.com?

If you need to correct the information on your tax form after it’s been delivered, you can reach out to Exercise.com

We understand the numbers on your form might be a bit confusing. Those numbers might represent your net take home pay, include fees, or represent total gross volume.

If the numbers seem higher than expected, see “Total Gross Volume” on 1099-K Form to learn more about gross reporting.

If you’d like to learn more about the particular 1099 form you were issued, please check here: https://stripe.com/docs/connect/tax-reporting

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