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8 Best Payment Processors for Personal Trainers in 2024

8 Best Payment Processors for Personal Trainers in 2024

Posted by Tyler Spraul, Certified Strength and Conditioning Specialist® (CSCS®) on November 7, 2023 — Updated on March 14, 2024

Compare the best payment processors for personal trainers from Exercise.com, Trainerize, Mindbody, and more.

Best Payment Processor for Personal Trainers

Discover the best payments software for personal trainers who want to provide client booking online and in-person, create workouts online for clients, offer workout logging to clients, sell workout plans online, run online workout groups, and more—all from your own custom branded fitness app. See why the best white label fitness app software and best personal trainer app builder software can help you to make a fitness app and your own online personal training booking, billing, and client management platform without all of the hassle and expense of creating a fitness app from scratch.

Fitness Income Ideas

Whether you are just learning how to start a fitness business and just want to learn how to make money from fitness or you are an experienced personal trainer who wants to take your business to the next level, see why the best personal training software and the best fitness influencer software can help personal trainers, fitness influencers, online fitness coaches, and other fitness professionals find the best payment processing software for personal trainers and the best health club payment processing software to expand their online presence, get more clients, and grow their fitness business.

Jimmy Myers Relentless Sports Performance
If you want to offer an elite service for the end user you need to get with the times and use elite level software that is intuitive, visually appealing, and effective. That is exactly what Exercise.com delivers to its clients.
Jimmy Myers
Owner/Trainer, Relentless Sports Performance

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Best Payment Processor for Personal Trainers Comparison

CompaniesOnline PaymentsPOSSubscriptionsWaiversInvoicingCommission SplittingBookingUpsellsLanding PagesSales FunnelsClient ManagementMobile AppCustom BrandedWorkoutsMessagingAssessmentsMarketingAutomations
PT DistinctionYesNoYesLimitedYesNoYesLimitedNoNoYesYesYesYesYesYesLimitedYes
My PT HubYesNoYesLimitedYesNoYesLimitedNoNoYesYesLimitedYesYesYesLimitedYes

One notable call out is whether each payment processor offers the ability to manage waivers and invoicing, which are critical features for personal trainers to handle legal agreements and billing efficiently. Exercise.com, as a comprehensive platform, offers these features, ensuring that personal trainers have a robust system for all aspects of business management.

#1 Exercise.com

Exercise.com is not just a payment processor; it’s a comprehensive business management solution for personal trainers, offering a wide range of features that go beyond just processing payments.


  • All-in-one platform for online payments, POS, and subscriptions.
  • Enables commission splitting for staff and trainers.
  • Integrated booking system with upsells and sales funnels.
  • Comprehensive client management with a custom-branded mobile app.
  • Includes workouts, messaging, assessments, marketing, and automations.


  • More features than some personal trainers may need.
  • The price point may be higher than standalone payment processors.

Exercise.com stands out as the best payment processor for personal trainers because it offers a complete business solution. It’s not only about processing payments but also about managing every aspect of a personal training business. This includes a booking system, client management, and marketing tools, all of which are essential for a personal trainer’s success. The ability to have a custom-branded mobile app places Exercise.com at the forefront of the best payment processing for personal trainers.

Here’s just some of what you can do on the Exercise.com platform:


Process payments for open gym, classes, and personal training.

Gym Payments

Landing Pages

Create gym landing pages easily.

Landing Pages

Fitness Challenges

Manage fitness challenges (Read More: 100+ Fitness Challenge Ideas)


On-Demand Fitness Content

Offer on-demand fitness content.


Fitness Classes and Groups

Create classes and fitness groups.

Online Groups

Fitness Livestreaming

Conduct gym livestreaming easily.



Engage with clients via automations.

Gym Member Engagement


Manage leads with a gym CRM.

Gym CRM Software

Fitness Assessments

Create and send fitness assessments with ease.


Habit Tracking

Use fitness habit tracking to inspire and motivate gym members and clients.

Habit Tracking

Progress Photos

Use fitness progress photos to engage with members.

Progress Photos


Use fitness leaderboards to track event performance and inspire healthy competition.



Create exercise supersets in a snap.


Rep Max Progressions

Program exercise rep max progressions with ease.

Rep Max Progressions

Exercise Library

Use the exercise demonstration video library or create your own custom exercise demonstration videos.

Exercise Library

Workout Plan Creator

Create workout plans for parents and dependents, teams and more.

Workout Plan Creator

TV Workouts

Cast gym TV workouts to in-gym TV screens quickly and efficiently.

TV Workouts

Group and Location Management

Manage multiple groups and locations with ease.


Client Management

Manage clients and gym members with ease. An online training software comparison for personal trainers makes it easy to see why Exercise.com offers the best client management functionality for in-person and online personal training. The best personal fitness trainer software should work for you on the go, just like in the gym.

Client Management

Appointment Booking

Book appointments for parents and dependents with ease. (Read More: Best Gym Booking Software)


Gym Check-In

Gym check-in software that makes your life easy. (Read More: Best Gym Check-In Software)



Communicate with gym members, athletes, team members, personal training clients, class members, parents, and dependents via SMS, email, and in-app push notification.


Performance Tracking

View performance over time, track personal records, and other fitness stats with performance reporting dashboards. The best fitness software for personal trainers offers exercise tracking, habit tracking, workout tracking, and more.

Performance Reporting

Business Dashboards

And of course, view all of your gym business reports easily too.

Gym Reports

Custom Branded Fitness Apps

All from your custom-branded fitness apps (Read More: Best Gym Mobile Fitness Apps Software)

Custom Branded Apps
Our overall experience with Exercise.com is a breeze. We love how easy it is to integrate this app with our current workflow while providing great fitness programs for our customers and save us time in the process.
Julie Ledbetter
Owner, Ledbetter Fitness

Want to learn how your fitness business can grow to the next level with the best online software for personal trainers and fitness businesses?

Get a demo now!

Read More:

#2 Trainerize


Trainerize is a fitness platform that offers payment processing as part of its suite of features for personal trainers and fitness professionals.


  • Accepts online payments for services and subscriptions.
  • Integrates with other software for a complete business solution.
  • Mobile app available for trainers and clients.


  • No POS system for in-person payment processing.
  • Limited marketing and sales tools compared to Exercise.com.

Trainerize is a strong contender for personal trainers who need a straightforward payment processing solution combined with a robust fitness platform. However, for those who need a more comprehensive system with POS and advanced marketing tools, Exercise.com is the better option.

Read More: Best Trainerize Alternative

#3 Mindbody


Mindbody is a well-known platform in the wellness industry, offering a broad range of features including payment processing.


  • Comprehensive online payment and POS system.
  • Subscriptions and commission splitting available.
  • Extensive booking and marketing features.


  • Customization may be limited for personal trainers who want a unique brand experience.
  • The platform can be complex and may have a steeper learning curve.

Mindbody is a good choice for personal trainers who run a larger operation and need a variety of features. However, for those looking for a more personalized and fitness-focused solution, Exercise.com provides a more tailored experience.

Read More: Best Mindbody Alternative

#4 PT Distinction

PT Distinction Review

PT Distinction focuses on workout and client management but also offers payment processing capabilities.


  • Online payment processing for services.
  • Integrated client management and workout tools.
  • Custom branding options available.


  • No POS system for in-person transactions.
  • Limited in terms of marketing and sales funnel creation.

PT Distinction is suitable for personal trainers who prioritize workout creation and client management but still need an online payment solution. For a more rounded option with POS and advanced marketing, Exercise.com is recommended.

Read More: Best PT Distinction Alternative

#5 My PT Hub

My PT Hub Review

My PT Hub is a fitness platform that includes payment processing among its features for personal trainers.


  • Online payment processing for subscriptions and services.
  • Client management and workout tools included.
  • Mobile app for trainers and clients.


  • No POS system for face-to-face transactions.
  • Limited marketing and automation features.

My PT Hub is a viable option for personal trainers who need basic payment processing along with fitness management tools. For those seeking a more comprehensive solution, Exercise.com offers a wider range of features.

Read More: Best My PT Hub Alternative

#6 Stripe


Stripe is a powerful payment processing platform known for its online payment capabilities.


  • Robust online payment processing system.
  • Supports a wide range of currencies and payment methods.
  • Advanced security features for safe transactions.


  • Solely a payment processor without additional business management features.
  • No integrated booking or client management systems.

Stripe is ideal for personal trainers who need a dedicated online payment processor. However, it lacks the integrated business management features that a platform like Exercise.com offers.

Website: Stripe.com

#7 Square


Square is a popular payment processor that provides POS and online payment solutions.


  • User-friendly POS system for in-person payments.
  • Online payment processing with invoicing capabilities.
  • Mobile app for payment management on the go.


  • Does not offer fitness-specific features like workouts and client management.
  • No integrated booking or marketing tools.

Square is a good choice for personal trainers who need a simple and effective POS and online payment system. For a more specialized fitness business management solution, Exercise.com is the preferred choice.

Website: SquareUp.com

#8 PayPal


PayPal is one of the most widely used payment processors in the world, offering online payment solutions.


  • Trusted and secure online payment processing.
  • Wide acceptance and recognition among clients.
  • Mobile app for managing transactions.


  • Not tailored to the fitness industry or personal training businesses.
  • No integrated features for booking, client management, or workouts.

PayPal is suitable for personal trainers who are looking for a straightforward online payment processor. For those who need a more integrated approach to business management, Exercise.com is the best option.

Website: PayPal.com

PJF Performance
I sold a workout program and matched my yearly salary of in-person training within two weeks of selling to my community!
Paul Fabritz
Founder and BS, CSCS, NSCA-CPT, ACE, FMS, PJF Performance

Get a demo now!

How to Choose the Best Payment Processor for Personal Trainers

Choosing the right personal training payment processor is crucial for the financial health of your personal training business. Here’s a guide to help you select the best one:

Evaluate Your Business Needs

Identify the types of transactions you’ll be processing, such as online payments, POS, or subscriptions. Consider whether you need additional features like booking or client management.

Consider the Costs

Compare the fees associated with each payment processor. Look for hidden costs like chargebacks, monthly fees, or hardware costs.

Look for Fitness Industry Specialization

A payment processor that caters to the fitness industry can offer tailored solutions and understand the unique challenges of personal trainers.

Test the User Experience

The payment process should be smooth for both you and your clients. Ensure the processor integrates well with your existing systems and is easy to use.

Check for Support and Security

Reliable customer support and robust security measures are essential. Choose a processor that offers strong fraud protection and is PCI compliant.

Make Your Decision

Select the payment processor that offers the best combination of features, cost, ease of use, and security for your personal training business.

Exercise.com is the best payment processor for personal trainers because it provides a comprehensive business management platform with integrated payment processing. It’s designed specifically for the fitness industry, ensuring that all your business needs are met in one place.

How to Bill Personal Training Clients

Billing your personal training clients efficiently is key to maintaining a steady cash flow and professional reputation. Here’s how to do it effectively:

Set Clear Payment Terms

Establish and communicate your payment policies upfront, including rates, billing cycles, and accepted payment methods.

Use a Reliable Payment Processor

Choose a payment processor like Exercise.com that is reliable and offers features tailored to personal training services.

Automate Billing When Possible

Automate recurring payments for subscriptions and memberships to save time and reduce the risk of late payments.

Offer Multiple Payment Options

Provide various payment options to accommodate client preferences, including credit cards, online payments, and POS transactions.

Keep Accurate Records

Maintain detailed records of all transactions for financial tracking and in case of disputes.

Exercise.com simplifies the billing process for personal trainers by offering a robust payment processing system that can handle all types of transactions, ensuring that billing is accurate, timely, and secure.

Core Online Mobile Fitness App
“My custom-branded apps have made my life easier and helped streamline my online training, which in turn has transformed into a pretty awesome additional revenue stream for me and my family.”
Tony Gentilcore
Founder, Core Online

Get a demo now!

What is the best payment processor for personal trainers?

Exercise.com is the best payment processor for personal trainers as it offers a comprehensive suite of features tailored to the fitness industry, including online payments, POS, subscriptions, and integrated business management tools.

Read More: How to Choose a Fitness Business Payment Processor

How can personal trainers benefit from using Exercise.com for payment processing?

Personal trainers can benefit from using Exercise.com for payment processing by taking advantage of its all-in-one platform that includes not just payment processing but also booking, client management, workouts, and marketing tools, all of which are essential for running a successful personal training business.

What should personal trainers look for in a payment processing company?

Personal trainers should look for a payment processing company that offers secure transactions, low fees, fitness industry specialization, and integrated features that can streamline their business operations, like those provided by Exercise.com.

How do I choose the best personal trainer billing software?

To choose the best personal trainer billing software, consider factors such as ease of use, integration capabilities with other management systems, and specific features that cater to your billing needs. Best fitness billing software should offer comprehensive invoicing, payment tracking, and reporting functionalities. Evaluate personal training billing software options by looking at user reviews, cost, customer support, and any additional features that can streamline your billing processes.

What is the best payment platform for personal trainers with online and in-person clients?

The best payment platform for personal trainers caters to both online and in-person client transactions seamlessly. Look for platforms offering flexibility, such as fitness payment platform, online fitness payment, and PT payment processing software, which support various payment methods and integrate with your scheduling and client management systems. Payment solutions for personal trainers that provide secure transactions and are compatible with your business model are essential for a smooth payment process.

What is the best business credit card for personal trainers?

The best business credit card for personal trainer use depends on your specific business needs, including cash flow, expenses, and potential rewards. Consider cards offering low-interest rates, cashback on business purchases, and no annual fees. Additionally, cards that provide benefits tailored to small businesses, such as fitness business payment software integration or discounts on fitness industry-related expenses, can be particularly valuable.

What are the most important personal trainer payment options to accept from clients?

The most important personal trainer payment options to accept from clients include credit/debit cards, online payments, bank transfers, and mobile payment apps. Offering a variety of payment methods through a fitness payment platform or payment platform for personal trainers ensures convenience for your clients and can improve cash flow for your business. Integrating choosing online payment processors for your fitness business and personal trainer payment solutions into your billing system can accommodate diverse client preferences and enhance the overall client experience.

How does Exercise.com integrate payment processing with other business functions?

Exercise.com integrates payment processing with other business functions by offering a unified platform where personal trainers can manage bookings, client relationships, workouts, and financial transactions all in one place, making it the best payments software for personal trainers.

Can personal trainers use Exercise.com to split commissions?

Yes, personal trainers can use Exercise.com to split commissions, as it provides a feature-rich platform that includes commission splitting, making it the best personal trainer payment processor for managing complex financial arrangements within a fitness business.

What is the best payment method for personal trainers?

The best payment method for personal trainers is one that is secure, reliable, and integrates seamlessly with their scheduling and client management system. Exercise.com offers such a solution, providing integrated payment processing that allows personal trainers to accept payments directly through their custom branded app.

How do I accept payments for personal training?

To accept payments for personal training, you can use a platform like Exercise.com, which offers integrated payment processing. This allows clients to pay for sessions or packages directly through the app, streamlining the payment process for both the trainer and the client.

How do personal trainers take payments?

Personal trainers take payments using various methods, including cash, credit cards, and online payment systems. Exercise.com provides a convenient and professional way to take payments through its integrated payment processing system, which supports one-time and recurring payments.

How much do most personal trainers charge per month?

The amount personal trainers charge per month can vary widely based on location, experience, and services offered. Rates can range from $100 to $500 or more. Trainers should consider the value of their time, expertise, and the cost of business tools like Exercise.com when setting their prices.

Read More: What do most personal trainers charge per hour?

How do I accept payments online from personal training clients?

To accept payments online from personal training clients, you can use Exercise.com’s payment processing feature, which allows clients to pay for services through a secure online platform, directly integrated with your personal training software.

How do I invoice a personal training client?

You can invoice a personal training client by using Exercise.com’s software, which includes invoicing features that allow you to create and send professional invoices directly to clients, making the payment process efficient and easy to manage.

Does Trainerize accept payments?

Trainerize partners with third-party payment processors to accept payments, but Exercise.com offers a more streamlined solution with integrated payment processing within the platform, simplifying the management of your business finances.

How do personal trainers make money online?

Personal trainers make money online by offering virtual training sessions, selling workout plans, and providing online coaching services. Exercise.com facilitates these revenue streams by providing a platform for trainers to manage and deliver these services professionally online.

Read More: Personal Trainer Income Ideas

How can Exercise.com help me process payment for personal training clients?

Exercise.com can help you process payment for personal training clients with its integrated payment processing system. This feature allows for easy setup of one-time or recurring payments, providing a seamless and secure transaction process for both the trainer and the client, all within your branded app.

Dean Somerset - Bird Dog
“Developing an easy intake system with my apps and ways to scale the delivery of workouts has been huge. Working with 20-30 individuals who each have specific goals and restrictions can be challenging, but your platform makes it easy to organize everyone’s programs and put a plan together that will get them the best results possible. The simple, effective tools help expand and simplify my coaching process.”
Dean Somerset
Owner, Somerset Fitness

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Tyler Spraul is the director of UX and the head trainer for Exercise.com. He has his Bachelor of Science degree in pre-medicine and is an NSCA-Certified Strength and Conditioning Specialist® (CSCS®). He is a former All-American soccer player and still coaches soccer today. In his free time, he enjoys reading, learning, and living the dad life.
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